Buy or sale before interest rates go up!

Mortgage rates increased for the fifth week in a row, according to Bankrate’s weekly survey of lenders. The 30-year fixed-rate mortgage climbed 6 basis points to 4.44 percent, hitting its highest mark since March 2017.

While an increase in mortgage rates may curb the enthusiasm of homebuyers who may not qualify for the best rates, the recent rise in the Mortgage Bankers Association’s Mortgage Credit Availability Index could be a boon to homebuyers who may not have otherwise qualified to get a mortgage.

Credit availability saw an across-the-board increase in January, effectively reversing the declines seen in December.

“Jumbo credit programs rebounded most strongly and reached a new series high, driven by an increase in the number of programs with reduced documentation requirements. In government lending programs, credit availability remains somewhat lower than the rest of 2017,” said MBA Vice President of Research & Economics Lynn Fisher.

Loosening up

The loosening of restrictions by some underwriters is well-timed for the expected Fed rate hike in March. Although the January jobs report showed accelerating wages and continued job growth, the Federal Reserve’s expected rate hike in March continues to nudge mortgage rates higher. This, in turn, reduces the purchasing power of the average homebuyer and could be a deterrent to future home sales.

But, if underwriters are beginning to loosen their standards, it could at least partially mitigate some of the effects of the predicted rate hikes.

 For more information visit: BankRate
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Are you looking to buy or sale real estate in Pagosa Springs Colorado? Rely on the Legendary Service and experience of Pagosa Brokers. Over 100 years combined real estate experience in the Pagosa Springs area. Call (970) 264-3800 or visit 

Waiting on Winter

Living in the mountains can be unpredictable to say the least, a sudden winter storm can creep up from no where and hit you hard. Then there is the extreme opposite, no storms for weeks, just beautiful sunshine. However, by this time of the year we hope for snow and lots of it, the skiers are ready to go but mother nature says no. We are having just such a winter right now, but don’t tell the guy who dropped a grand on a season pass that or he’ll give you a dirty look. The one thing I’ve learned in my thirty years of living in the Rockies is the weather has it’s own mind. Old-timers informed me when I first arrived to Colorado that ‘two types of people predict the weather here, fools and new-comers’ and boy were they right. I’ve heard comments like global warming or La Nina are to blame but it’s been my experience that winter comes when it wants and not a minute sooner. So to all my ski/boarding buddies who are chomping at the bit to hit the slopes, there is such a thing called rock skiing. Praying for snow!

rock skiing

Let It Snow!

Pagosa Springs and Wolf Creek Ski area have started with a slow season of snowfall but as always the snow has arrived. Little by little the snow will come and so will the skiers and boarders. Come enjoy the beauty and powder that winter brings! 

Wolf Creek Snow Report

SNOW REPORT: DECEMBER 22, 2017 – 9:00 AM
Ski Patroller: Jon H.
Office Reporter: Sarah


Summit Depth Midway Depth Latest Storm Snowfall YTD
20″ 20″ 8″ 51″


24 Hours 48 Hours 72 Hours 7 Days
4″ 8″ 8″ 8″




Yesterdays High:
Sunny with a high near 22°
Last Nights Low:
Road Conditions:
Plowed and Sanded
If you’re looking to buy or sell Real Estate in Pagosa Springs Colorado contact the best that Pagosa has to offer, Pagosa Brokers! 970-903-4050 ask for Martha
Wolf Creek Skiers

Come to Colorado and enjoy the colors!

Pagosa Springs Colorado is famous for it’s Hot Springs, Amazing skiing, Folk Festivals, beautiful scenry and ColorFest Weekend which features hot air balloons, music, beer, wine, food and more. Come join us for the fall colors and good times!

Pagosa Colorfest1

Friday, September 15th
6 – 9pm – Passport to Pagosa Food & Wine Fest
Takes place in the Town Park Athletic Field. There will be wine from around the world, beer from local micro-breweries, food from local favorite restaurants and entertainment. This is your chance to try some new items and vote on your favorites. Tickets are $45 per person in advance. (21 and older) Purchase online at

Saturday, September 16th
8am – Mass Balloon Ascension

Downtown Pagosa, near Hot Springs Blvd.

8am – ColorFest 5k Color Run in Town Park 

Brilliant colors will be flying at Pagosa’s iconic 5k ColorFest Color Run/Walk.

7 – 10am – Breakfast with Balloons

The Geothermal Greenhouse Partnership is hosting the Second Annual Colorfest Breakfast with Balloons at their site on the San Juan River at 5th Street. Attendees will enjoy an exceptional gourmet breakfast and champagne with a perfect view of the spectacular Colorfest balloons ascension. The site will be contained for breakfast-goers who will be entertained with relaxing music by world-class saxophonist Bob Hemenger. The breakfast is a fundraiser for the recently installed Education Growing Dome. Attendees will have the option to view interior build-out plans for the dome and learn more about the upcoming programs. A limited number of tickets are available for the breakfast catered by Pagosa Baking Company. Tickets are $40 for adults and $20 for children (10 & under). Tickets may be purchased at the Chamber or online at

4 – 8pm – Colorfest Music and Micro Brew Festival in Town Park 

Breweries from throughout Colorado and Northern New Mexico compete for “People’s Choice” along with “Brewer’s Choice” awards.  Tickets are $10 general admission/ $25 with souvenir glass and beer tasting.

Sunday, September 17th
8:00am – Mass Balloon Ascension

Uptown Pagosa, near Pinon Lake

Are you looking to buy property in Colorado? Look no further then Pagosa Springs it’s the place to be and the company to search with is Pagosa Brokers offering over 100 years of combined experience and legendary service! 970-264-3800

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Discover Pagosa Springs Colorado

Located within the San Juan National Forest amid the majestic San Juan Mountains, Pagosa Springs offers visitors a rich geological and cultural history to explore. Known for its world-famous hot springs, “Pagosah” is the Southwestern Ute word for “healing waters”. The soaring cliffs, ragged peaks, magical alpine pools, undisturbed wilderness, cascading rivers, and soothing hot springs reveal a dramatic geological history that invites voyagers, young and old, to venture into the backcountry.

As part of the Four Corners region of Southwest Colorado, this mountainous terrain has also attracted a myriad of ancient Indian tribes, Spanish explorers, and fortune seekers throughout the centuries. Each of these cultures left behind historical remnants to educate and entertain us today.

Pagosa Springs is located in the Colorado Sunbelt, just 35 miles north of the New Mexico border and along the Western slope of the Continental Divide.

The combination of high desert plateau and Rocky Mountains to the North and East of town creates an unusually mild climate. Pagosa Springs is located in the upper San Juan Basin, surrounded by the nearly 3 million acres of the San Juan National Forest and Weminuche Wilderness Area.

Looking to buy or sell? Call the legendary service of Pagosa Brokers (970) 264-3800

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Denver Botanic Gardens — The Glasgow Gallivanter

Flowers and sculpture in a beautiful garden setting.

via Denver Botanic Gardens — The Glasgow Gallivanter

Are looking for real estate in Pagosa Springs, Colorado? Contact long time resident and real estate broker Martha Murphy at Pagosa Brokers.

Call 970-903-4050 or email: 

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Celebrate 4th of July in Pagosa Springs

Fourth of July in Pagosa Springs is a great celebration!  Below provides an overview of the festivities taking place Saturday, July 1st – Tuesday, July 4th! Information provided by visitpagosasprings

honor guard 4th of July

Carnival: June 24 – July 4th (closed 6/27)
Open daily until 10pm in Town Park.   Rides, food & carnival games for the entire family!

Park to Park Arts & Crafts Festival: July 1st – 4th
Come out to the 38th Annual “Park to Park” Arts & Crafts Festival downtown along the River Walk Friday, July 1st – Monday, July 4th. With over 70 booths to view and shop, you will always be able to find a great gift for an upcoming event or holiday, or take this opportunity to find something just for yourself. Vendors will consist of woodworking, jewelry, stained glass, photography, fibers, metal work, clay and so much more!

Star Spangled Shuffle: July 4th at 8am

Fun patriotic 3k or 5k walk / run

Starts at Community Center parking lot

Parade 4th of July

4th of July Parade: July 4th at 10am

Parade Route – Hwy 160 from 8th to 2nd
Come to Pagosa Springs for a hometown Fourth of July Celebration!  Starting at 10am on the 4th of July, the Pagosa Springs Rotary will host their annual Parade to celebrate our country’s independence.

Red Ryder Roundup Rodeo
Come out to the 67th Annual Red Ryder Roundup Rodeo featuring cowboys and cowgirls from various states competing for prizes and prize money in this sanctioned rodeo series. Mutton Bustin’, cow milking contest, specialty acts and other fun events will perform daily. Rodeo lasts about 2.5 hours. Held at the Western Heritage Event Center Arena & Grounds.  Saturday and Sunday 6pm;  Adults $10 / Children $6.  Rodeo on the 4th will be held at 2pm; Adults $12 / Children $8. Box seats available – call 264-5000

Rodeo Kids 4th of July

Fireworks: July 4th, after 9:00pm (after sunset)

Weather permitting, fireworks will be set off from downtown Pagosa Springs, near the high school, just after sunset on the 4th of July.  Many locations in the downtown area provide impressive vantage points.

Are looking for real estate in Pagosa Springs, Colorado? Contact long time resident and real estate broker Martha Murphy at Pagosa Brokers.

Call 970-903-4050 or email: 

Martha Murphy
Pagosa Brokers, Pagosa Springs Colorado